San Diego Contractor Insurance

An electrical contractor working on a La Jolla oceanfront property had salt air corrode a panel he'd installed eighteen months earlier. The homeowner's claim came in at $23,000 for panel replacement plus drywall repair where water had infiltrated. The contractor's completed operations coverage, which remains active for years after project completion, handled the entire claim.

San Diego construction spans everything from military base infrastructure to multimillion-dollar coastal homes. That range demands an insurance partner who understands DoD contractor requirements and California Coastal Commission regulations with equal fluency. We work with SD contractors across the spectrum.

The biotech boom in Torrey Pines and Sorrento Valley has added laboratory and cleanroom construction to San Diego's project mix. These facilities demand contractors with specialized coverage and pre-qualification credentials. Meanwhile, the residential market serves discerning buyers who expect contractors to carry substantial limits and respond professionally when issues arise.