Los Angeles Contractor Insurance

A drywall contractor on a Beverly Hills remodel had an employee fall through unsecured attic access, landing on the homeowner's Steinway piano. The piano sustained $78,000 in damage. The contractor assumed he was finished, but his general liability policy covered the claim in full and provided defense when the homeowner's insurance company sought subrogation.

Los Angeles construction operates at a scale and intensity that most markets can't match. A single block in DTLA might have three high-rises under construction simultaneously. The entertainment industry creates projects where insurance requirements fill binders. And California's workers' compensation system adds complexity that catches out-of-state contractors off guard.

We serve LA contractors with the understanding that California insurance isn't optional and isn't simple. CSLB licensing requires specific coverage, and General Contractors verify subcontractor insurance with software that rejects non-compliant policies automatically. You need an agency that speaks California fluently.