Orange County Contractor Insurance

A tile contractor working on a Newport Coast estate damaged a client's antique Persian rug during bathroom demolition. Dust and debris contaminated the $45,000 rug beyond restoration. His general liability policy covered replacement value and the client's appraisal costs. The project relationship survived because the contractor's insurance responded professionally.

Orange County construction operates in a different financial tier than most markets. Newport Beach estates, Laguna Beach hillside homes, and Irvine corporate campuses all share one characteristic: clients and project owners expect contractors to carry substantial coverage and conduct business at a professional level. Insurance isn't just protection here. It's a credential.

We've worked with OC contractors who understand that carrying minimum limits locks them out of premium projects. The general contractors building in coastal cities won't sub to anyone carrying less than $2M in coverage. Theme park and resort work requires even more. We help Orange County contractors present insurance profiles that open doors.