San Marcos Contractor Insurance

A general contractor building student apartments near Texas State University had a subcontractor's excavation undermine an adjacent parking structure's foundation, causing visible cracking in the retaining wall. The university demanded immediate structural assessment and remediation. The $165,000 claim—covering engineering evaluation, foundation underpinning, and cosmetic repair—was handled by the GC's general liability policy, which then pursued recovery from the excavation subcontractor's carrier.

San Marcos sits at the center of the I-35 growth corridor between Austin and San Antonio, and its construction market reflects both cities' influence. Texas State University drives student housing development, institutional construction, and the restaurants and retail that serve 38,000 students. The outlet malls generate commercial construction and renovation work. And residential development in Hays County serves families choosing affordability over Austin prices while maintaining access to both metros.

We serve San Marcos contractors who navigate a unique combination of university institutional requirements, commercial retail standards, and residential development expectations. Texas State's construction procurement applies university insurance standards that catch unprepared contractors. National retailers at the outlet malls bring corporate vendor requirements. And Hays County's growth has attracted attention from production home builders who pre-qualify subcontractors rigorously.