Austin Contractor Insurance

An electrical contractor working on a tech company's server room installation had an arc flash incident that damaged $280,000 in networking equipment. The company's IT department initially blamed the contractor for data loss and demanded millions. His professional liability coverage provided defense, and his general liability covered the actual equipment damage. The claim resolved for equipment replacement plus some business interruption costs.

Austin construction has transformed alongside the city's economy. Tech campus construction in the Domain and along the MoPac corridor demands contractors who can meet Fortune 500 insurance requirements. High-rise residential downtown serves workers at those campuses. Luxury development in Dripping Springs and the Hill Country extends the market into custom home territory.

We work with Austin contractors who understand that the tech sector raises the bar for everyone. Corporate risk management departments reject contractors carrying minimum limits. General contractors building tech facilities pre-qualify subs using insurance verification software that flags non-compliant policies automatically. You need coverage that opens doors, not closes them.