Georgetown Contractor Insurance

A renovation contractor restoring a limestone commercial building on Georgetown's historic square discovered asbestos-containing material in pipe insulation that wasn't identified in the pre-construction survey. The abatement cost $38,000, and work stopped for three weeks while remediation proceeded. His contractor's pollution liability coverage handled the abatement costs and additional project overhead during the delay. Without that endorsement, the costs would have come directly from his operating capital.

Georgetown has earned its reputation as one of America's fastest-growing cities, but it's two markets in one. The historic downtown square—one of the most beautiful in Texas—generates steady renovation and adaptive reuse work where contractors encounter older buildings with environmental hazards. Meanwhile, Sun City Texas (the largest active adult community in the state) and newer master-planned developments like Wolf Ranch and Rivery create massive residential construction demand.

We work with Georgetown contractors who appreciate that these two markets demand different coverage approaches. Historic renovation requires pollution liability for potential asbestos, lead paint, and other latent hazards. Active adult community work involves HOA requirements and homeowners who research contractors thoroughly. And Williamson County's efficient but thorough building department expects current documentation at every inspection.