Dripping Springs Contractor Insurance

A custom home builder constructing a $2.3 million estate on a 10-acre lot off Hamilton Pool Road had a subcontractor's excavator damage a century-old live oak's root system during foundation work. A certified arborist valued the tree at $125,000 and determined that the root damage would likely kill it within three years. The builder's general liability policy covered the arborist assessment, attempted remediation, and the homeowner's diminished property value claim. The total paid claim reached $94,000 — for one tree.

Dripping Springs has evolved from a quiet Hill Country crossroads into one of Austin's most desirable addresses. The corridor along Highway 290 west of Austin serves buyers seeking custom homes on acreage with Hill Country views, privacy, and proximity to Austin's tech economy. These aren't entry-level buyers. They're executives, entrepreneurs, and professionals who commission $1M-$5M custom homes and expect contractors to operate at a commensurate professional level.

We work with Dripping Springs contractors who understand that this market's property values amplify every insurance exposure. A scratch on a standard home's countertop is a $200 repair. A scratch on a Dripping Springs estate's imported marble countertop is a $5,000 replacement. That multiplier effect runs through every aspect of Hill Country construction — materials, trees, views, water features, and the clients' expectations for resolution when something goes wrong.