Reno Contractor Insurance

A roofing contractor working on a Midtown commercial building had a crew member slip on ice during a February cold snap. The fall resulted in a broken hip and three months of lost work time. His workers' compensation policy covered medical expenses, lost wages, and rehabilitation. More importantly, proper safety documentation helped keep his experience mod from spiking at renewal.

Reno construction operates on different rhythms than Vegas. Winter brings snow loads and freeze-thaw cycles that Southern Nevada contractors never consider. The tech migration from California has brought sophisticated clients who expect contractors to carry substantial coverage and understand complex project requirements.

Data centers have transformed the Tahoe Reno Industrial Center into a construction hotspot. These projects demand contractors who can provide certificates meeting Fortune 500 insurance requirements. Meanwhile, the residential market serves California transplants accustomed to higher standards and larger budgets. We help Reno contractors compete for both.